Check Medi-Cal Eligibility

Medi-Cal eligibility is based mainly on income. Once you apply, HSA will help determine whether you qualify for Medi-Cal or recommend other affordable healthcare options. 

No changes to these eligibility rules: 

• The monthly income rules for Medi-Cal
• Full coverage for existing Medi-Cal recipients: Californians who already have full coverage should renew their coverage when their Medi-Cal renewal is due to keep their benefits. This applies to all Medi-Cal recipients regardless of immigration status or age.
• Full coverage for children ages 0-18 and pregnant people: They can still enroll in full-scope Medi-Cal, regardless of immigration status. Coverage is for the entire pregnancy and one year after the pregnancy ends. Full-scope Medi-Cal coverage includes doctor visits, dental, vision, and mental health services.  

Eligibility changes for undocumented Californians

• If you do not receive Medi-Cal benefits: Undocumented Californians aged 19 and older who currently do not receive Medi-Cal benefits are no longer eligible to enroll for full medical coverage through Medi-Cal. Exceptions apply for undocumented foster youth up to age 26 and pregnant people.
• If you already receive Medi-Cal: You can keep your benefits as long as you renew. If you lost coverage or are uncertain if you qualify for Medi-Cal, contact us online at SFHSA.org/contact-us or call (415) 557-5000  

Asset limits reinstated for older adults and people with disabilities  

• Asset limits: You will be affected if you are over 65, have a disability, or live in a nursing home. The asset limit for individuals will be $130,000 and $65,000 for each additional household member (up to 10). Important: the home you live in does not count. ​​
• Assets evaluated: When you apply for or renew your Medi-Cal, we will evaluate your assets, such as cash, bank accounts, second vehicles, and second homes. 

See details on asset limits.​ 

Learn more about changes to Medi-Cal's dental coverage, the renewal process, and work rules in 2026 and 2027. 

Don't know if you qualify for Medi-Cal? Even if you don’t, we encourage you to still apply and we can recommend other affordable health care options:

• Covered California: Helps qualified applicants obtain discounted health insurance from well-known companies 
• The County Children’s Health Initiative Program (CCHIP): Provides affordable and comprehensive health, dental and vision insurance for children up to age 18 who don't qualify for other publicly funded insurance programs.
• Medi-Cal Access Program (MCAP): Provides healthcare to mid-income, uninsured pregnant women.

You can still receive basic, affordable health care services through Healthy San Francisco. This program serves uninsured residents regardless of immigration status, employment status, or pre-existing medical conditions. Learn more about applying at healthysf.org.